AI Financial Intelligence for mid-market finance teams

Reporting you can defend. To the board, the lender, the sponsor.

Carja uses AI to read your agreements and map your data, then automates your highest-stakes reporting, covenants, consolidations, board packs. AI handles the interpretation. Code handles every number. A human signs off.

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Leverage ratio 2.80x
Covenant limit 3.50x
Headroom 0.70x
Source: GL trial balance + credit agreement clause
AI mapped the logic, code ran the math, a human signed off.

Sample data, illustrative

Your business, running on AI.

What's our utilization rate this month compared to last quarter?
Utilization is at 84% — up from 76% last quarter. Engineering, strategy, and client success are all averaging above 90%.
Carja AI
Which clients are dragging down our realization rate?

Your systems don't talk to each other. Your finance team spends days reconciling numbers instead of analyzing them. Your board asks questions your CFO can't answer until month-end. The gap between the data you have and the decisions you need to make is where value leaks — and where Carja lives.

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The problem

Most finance teams aren't slow. Their infrastructure is.

01
Your systems don't talk to each other
Your CRM, ERP, and accounting platform each hold a piece of the truth. Every report starts with a manual export and ends with a reconciliation nobody fully trusts.
02
AI without context is just autocomplete
Dropping AI on top of generic data doesn't work. It doesn't know your business, your metrics, or how you actually operate. The answers look right. They're often not.
03
Your CFO is answering, not analyzing
Board questions take a week to answer. Strategic projects keep getting pushed. The team is buried in maintenance instead of the work that actually moves the business.
How it works

The operating layer your business is missing.

From your first framework conversation to a live AI analyst — we build, deploy, and own the outcome. Starting with one high-impact workflow, then expanding from there.

< 2 wks
From kickoff to live AI analyst
Zero
Exports required. Live connections only.
Ready to see it?
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01
Map Your Framework
We sit with your CFO or COO and map what metrics matter — before touching any data.
02
Unify Your Data
CRM, ERP, accounting — cleaned, standardized, built into one model around your operating logic.
03
Deploy the AI Layer
Claude connects directly to your model — available to your entire leadership team, around the clock.
04
Ask Anything
Dashboards or plain-English questions. Most teams use both. Live in under two weeks.
Product

Everything your business needs to run on AI.

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What's our realization rate this month?
Realization is at 87% — up from 81% last month.
Which clients are below 75% utilization?
AI Data Assistant
Your AI analyst — trained on your data, your framework, your business. Available to your entire leadership team, around the clock.
84%
Utilization Rate
$2.4M
Monthly Revenue
67%
Gross Margin
Revenue vs Plan
12
Active Clients
87%
Realization Rate
$38K
Avg Deal Size
Live KPI Dashboard
Purpose-built around your operating framework — not a generic template. Every metric tracked automatically, updated in real time.
Carja AI Workflow
AI Workflows
Manual reconciliations, reporting cycles, and approval chains replaced with automated pipelines — running continuously, not just at month-end.
Salesforce
HubSpot
NetSuite
QuickBooks
Power BI
Xero
↓
Unified Carja Data Model
Data Infrastructure
Connects directly to your existing stack. No migrations, no rip-and-replace. One clean, governed data model your AI and dashboards run on.

Let's put AI to work.

Structured. Automated. Built to scale.

Reach out

hello@carja.co