Pricing

Built around your CFO.
Priced around your needs.

A dedicated team works with you to map, deploy, and configure everything. We don't stop until the numbers are right.

Monthly Annual save 15%
Who are you?
Pick one to see pricing built for your situation.
🏢

I'm a finance leader at one company

CFO, controller, or operator who needs a live financial intelligence layer for your business.

See pricing →
💼

I'm a fractional CFO

You manage multiple clients and want to bring Carja to your engagements as your delivery platform.

See partner program →
📊

I'm PE-backed or need complex reporting

Multi-entity, intercompany, board and sponsor reporting, or a fully integrated custom workspace.

See custom options →

One plan. Everything you need.

A complete financial intelligence platform, deployed and configured around how you run your business. No implementation fee to get started.

Base Plan

The Carja platform

Financial overview, working capital, and cash flow, fully configured for your business and adjustable any time.

No implementation fee
$299/ month
Billed monthly. Switch to annual to save 15%.
Three core modules, all editable
  • ✓Financial Overview
  • ✓Working Capital
  • ✓Cash Flow forecast
Plus everything that powers them
  • ✓AI Cash Flow Assistant
  • ✓AI CFO chat
  • ✓Context mapping and framework configuration
  • ✓Direct connection to all your data sources
  • ✓Data diagnostics on accuracy and coverage
  • ✓Initial discovery and requirements session
  • ✓Ongoing support from Carja
Get started →

No setup fee. Live in days.

Beyond the base

Custom Financial Workspace

Project-based work for anything beyond the three core modules.

Added to your base plan
Scoped per project
For net-new builds such as
  • ✓Custom reports beyond the core modules
  • ✓Cohort, vintage, or unit-economics analysis
  • ✓Bespoke financial models for your business
  • ✓AI workflow automation (e.g. weekly auto cash summary)
  • ✓New modules and dashboards
Adjusting your cash flow, financial overview, and working capital is part of your base plan. Building net-new reports, models, or automated workflows beyond them is a Custom Financial Workspace project.
Talk to us →

Quoted per project

The base plan includes full discovery, deployment, and configuration with no implementation fee. Custom Financial Workspace projects are scoped and quoted individually. Need multi-entity or PE-grade complexity? See the Enterprise / PE option.

Your platform. Your brand. Your clients.

Your clients log into a portal that carries your firm's name, logo, and colors. Carja stays completely invisible. You bring the methodology. We build the engine behind it.

White label delivery
Your brand. Your colors. Your premium custom domain. When your client logs in, they see your firm, not ours. To your client, this is your product. Every deployment is configured around how you work, and the AI is set up to understand your client's specific business before anyone asks it a single question.
Wholesale pricing — per client, per month
You pay a flat wholesale rate per client. You bill each client whatever you choose. The spread is yours. No implementation fee. Rates drop as you grow your book.
You pay Carja
$199
per client / month
You bill (example)
$500+
you set the price
You keep
$300+
per client / month
1–4 clients
$199
per client / mo
5–14 clients
$179
per client / mo
15–29 clients
$159
per client / mo
30+ clients
$139
per client / mo

Every client gets the full base plan: financial overview, working capital, cash flow, AI assistant, AI CFO chat, context mapping, data diagnostics, white label, and ongoing support. Discovery happens once with you, then each client you add is live in days. Custom reports, bespoke models, and automated workflows beyond the core modules are quoted as Custom Financial Workspace projects.

What every client portal includes
The base plan is a complete platform, not a stripped-down tier. The three core modules are fully editable.
Financial Overview

Configured to the metrics that matter for each client. Adjust what's shown and how it's calculated any time.

Working Capital

AR, AP, and the working capital bridge. Change the inputs and bucketing as the business changes.

Cash Flow

A live forecast your AI assistant can re-model on demand. Adjust assumptions, factors, and horizon.

✓AI Cash Flow Assistant
✓AI CFO chat
✓Context mapping and framework
✓Direct connection to all data sources
✓Data diagnostics
✓Fully white label with custom domain
✓Initial discovery and requirements
✓Ongoing support from Carja
Adjusting your cash flow, financial overview, and working capital is part of every plan. Building net-new reports, bespoke models, or automated workflows beyond them is a Custom Financial Workspace project, scoped per engagement.
How you price it to your client
You decide how this shows up in your engagement. Most partners use one of these three approaches.
Fold into your retainer

The client sees a better service, not a new line item. Raise your retainer modestly at the next review or absorb it into your existing fee. The most common approach.

Offer as an add-on

Present it as a new capability with its own price. Works best when the client has a board to answer to or a clear cash visibility problem.

Pass through with markup

Bill the platform as its own line, marked up over wholesale. Best for clients who prefer full transparency on what they're paying for.

How it works
You stay the lead. We do the build.
Step 1
You bring a client

You identify the client and lead the engagement. We never contact your client directly or sell around you.

Step 2
We deploy together

We scope around your methodology, connect their systems, and configure everything. You bring the context. We handle the technical build, IT, and credentials.

Step 3
You bill, you keep the margin

You pay Carja wholesale. You bill your client whatever you want. We handle ongoing support, data syncs, and maintenance.

✓Your branding and domain on the portal your client logs into
✓AI configured to your methodology and your client's business
✓You own the client relationship and the billing, always
✓You set your own price to the client
✓No implementation fee, each client live in days
✓We stay invisible so you stay the expert
Become a partner →
Partner margin calculator
See your recurring margin from running Carja across your clients.
Number of clients5 clients
Wholesale rate adjusts automatically by tier: $199 (1–4), $179 (5–14), $159 (15–29), $139 (30+).
What you bill each client$500 / mo
You set your own price. Many partners bill $500 to $1,000+ per client, or fold it into a larger retainer.
You bill clients
$0
per month
You pay Carja
$0
wholesale / month
You keep
$0
margin / month
Annual recurring margin $0

Estimates only. You set your own client price, so actual margin varies. Wholesale rate applied by client-count tier. Excludes any Custom Financial Workspace project revenue.

Enterprise & PE

A fully integrated, automated financial reporting and analysis workspace, custom configured for PE sponsors, boards, and banks. Built for intercompany structures, multiple advisors, and the complexity of PE-backed environments.

What this tier handles
When the environment is complex, the reporting has to be built for it. This is bespoke work, scoped to your structure.
✓Custom configured PE, board, and bank reporting
✓Multi-entity and intercompany consolidation
✓Sponsor-ready and covenant-ready exports
✓Budget vs actual across entities
✓Built for multiple consultants and advisors working together
✓Automated reporting workflows across your structure
✓A fully integrated financial reporting and analysis workspace
✓Dedicated deployment and ongoing support
Let's scope it together

Every PE and multi-entity deployment is scoped individually based on entities, data sources, advisors, and reporting requirements. We'll walk through your structure and design the right workspace.

Talk to us about your deployment →